Call reports 2015
ALL AMERICA BANK — 2015
What ALL AMERICA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 132,523,000 | 343,434,000 | 342,438,000 | 361,470,000 |
| Total loans | 68,629,000 | 204,335,000 | 215,463,000 | 233,485,000 |
| Allowance for loan losses | 1,283,000 | 1,292,000 | 1,300,000 | 1,278,000 |
| Securities available for sale | 4,214,000 | 37,988,000 | 36,030,000 | 34,827,000 |
| Securities held to maturity | 43,380,000 | 70,705,000 | 65,015,000 | 61,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,711,000 | 291,209,000 | 275,902,000 | 317,832,000 |
| Interest-bearing deposits | 96,083,000 | 243,400,000 | 232,794,000 | 271,920,000 |
| Noninterest-bearing deposits | 19,628,000 | 47,809,000 | 43,108,000 | 45,912,000 |
| Equity capital | 11,632,000 | 41,620,000 | 42,926,000 | 43,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,490,000 | 6,421,000 | 10,412,000 |
| Interest expense | 139,000 | 279,000 | 629,000 | 1,031,000 |
| Net interest income | 1,106,000 | 2,211,000 | 5,792,000 | 9,381,000 |
| Noninterest income | 203,000 | 423,000 | 838,000 | 1,431,000 |
| Noninterest expense | 972,000 | 1,985,000 | 4,760,000 | 7,685,000 |
| Provision for loan losses | 9,000 | 9,000 | 44,000 | 54,000 |
| Pretax income | 328,000 | 640,000 | 1,826,000 | 3,073,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 328,000 | 640,000 | 1,826,000 | 3,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,529,000 | 36,959,000 | 38,383,000 | 38,487,000 |
| Total capital | 12,812,000 | 38,251,000 | 39,683,000 | 39,765,000 |
| Risk-weighted assets | 112,262,000 | 297,348,000 | 304,546,000 | 316,131,000 |