Call reports 2014
ALL AMERICA BANK — 2014
What ALL AMERICA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 129,345,000 | 125,971,000 | 122,907,000 | 127,589,000 |
| Total loans | 57,763,000 | 62,343,000 | 62,076,000 | 61,596,000 |
| Allowance for loan losses | 1,537,000 | 1,285,000 | 1,286,000 | 1,277,000 |
| Securities available for sale | 5,679,000 | 5,391,000 | 5,154,000 | 4,708,000 |
| Securities held to maturity | 53,305,000 | 50,874,000 | 47,791,000 | 45,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,757,000 | 106,898,000 | 107,775,000 | 116,057,000 |
| Interest-bearing deposits | 96,464,000 | 86,294,000 | 87,951,000 | 97,747,000 |
| Noninterest-bearing deposits | 21,293,000 | 20,604,000 | 19,824,000 | 18,310,000 |
| Equity capital | 11,472,000 | 11,586,000 | 11,715,000 | 11,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,181,000 | 2,407,000 | 3,598,000 | 4,776,000 |
| Interest expense | 166,000 | 321,000 | 465,000 | 602,000 |
| Net interest income | 1,015,000 | 2,086,000 | 3,133,000 | 4,174,000 |
| Noninterest income | 224,000 | 440,000 | 670,000 | 845,000 |
| Noninterest expense | 970,000 | 2,021,000 | 2,958,000 | 4,021,000 |
| Provision for loan losses | 8,000 | 8,000 | 12,000 | 12,000 |
| Pretax income | 261,000 | 497,000 | 833,000 | 986,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 497,000 | 833,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,608,000 | 11,701,000 | 11,783,000 | 11,501,000 |
| Total capital | 12,643,000 | 12,761,000 | 12,831,000 | 12,578,000 |
| Risk-weighted assets | 91,516,000 | 92,472,000 | 92,103,000 | 93,998,000 |