Call reports 2013
ALL AMERICA BANK — 2013
What ALL AMERICA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 130,336,000 | 129,456,000 | 128,259,000 | 125,804,000 |
| Total loans | 55,511,000 | 58,106,000 | 56,709,000 | 54,464,000 |
| Allowance for loan losses | 1,434,000 | 1,437,000 | 1,536,000 | 1,532,000 |
| Securities available for sale | 6,735,000 | 5,077,000 | 6,594,000 | 6,121,000 |
| Securities held to maturity | 55,089,000 | 53,765,000 | 53,316,000 | 50,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,143,000 | 117,913,000 | 115,344,000 | 114,393,000 |
| Interest-bearing deposits | 100,680,000 | 97,543,000 | 95,222,000 | 91,939,000 |
| Noninterest-bearing deposits | 18,463,000 | 20,370,000 | 20,122,000 | 22,454,000 |
| Equity capital | 11,077,000 | 11,334,000 | 11,420,000 | 11,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,572,000 | 3,846,000 | 5,018,000 |
| Interest expense | 223,000 | 437,000 | 637,000 | 817,000 |
| Net interest income | 1,096,000 | 2,135,000 | 3,209,000 | 4,201,000 |
| Noninterest income | 204,000 | 426,000 | 668,000 | 908,000 |
| Noninterest expense | 1,229,000 | 2,244,000 | 3,204,000 | 4,178,000 |
| Provision for loan losses | 15,000 | 21,000 | 21,000 | 25,000 |
| Pretax income | 56,000 | 296,000 | 652,000 | 906,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 296,000 | 652,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,288,000 | 11,555,000 | 11,567,000 | 11,514,000 |
| Total capital | 12,339,000 | 12,619,000 | 12,608,000 | 12,521,000 |
| Risk-weighted assets | 95,345,000 | 96,241,000 | 92,176,000 | 89,464,000 |