Call reports 2012
ALL AMERICA BANK — 2012
What ALL AMERICA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 128,472,000 | 129,664,000 | 126,497,000 | 125,651,000 |
| Total loans | 50,637,000 | 52,829,000 | 55,831,000 | 56,608,000 |
| Allowance for loan losses | 1,443,000 | 1,443,000 | 1,440,000 | 1,435,000 |
| Securities available for sale | 7,214,000 | 6,666,000 | 7,170,000 | 6,501,000 |
| Securities held to maturity | 60,969,000 | 57,383,000 | 53,740,000 | 50,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,677,000 | 112,745,000 | 107,730,000 | 109,015,000 |
| Interest-bearing deposits | 93,111,000 | 94,145,000 | 90,504,000 | 90,910,000 |
| Noninterest-bearing deposits | 18,566,000 | 18,600,000 | 17,226,000 | 18,105,000 |
| Equity capital | 11,395,000 | 11,469,000 | 11,810,000 | 11,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,498,000 | 2,612,000 | 3,913,000 | 5,691,000 |
| Interest expense | 261,000 | 515,000 | 748,000 | 969,000 |
| Net interest income | 1,237,000 | 2,097,000 | 3,165,000 | 4,722,000 |
| Noninterest income | 242,000 | 481,000 | 721,000 | 1,018,000 |
| Noninterest expense | 907,000 | 1,938,000 | 2,975,000 | 3,824,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 7,000 |
| Pretax income | 565,000 | 633,000 | 904,000 | 1,909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 565,000 | 633,000 | 904,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,724,000 | 11,792,000 | 12,069,000 | 11,259,000 |
| Total capital | 12,744,000 | 12,820,000 | 13,093,000 | 12,315,000 |
| Risk-weighted assets | 90,287,000 | 90,542,000 | 93,664,000 | 96,335,000 |