Call reports 2010
ALL AMERICA BANK — 2010
What ALL AMERICA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 126,141,000 | 130,548,000 | 132,833,000 | 128,676,000 |
| Total loans | 53,601,000 | 53,200,000 | 53,167,000 | 51,717,000 |
| Allowance for loan losses | 683,000 | 731,000 | 755,000 | 545,000 |
| Securities available for sale | 8,261,000 | 8,069,000 | 7,633,000 | 6,798,000 |
| Securities held to maturity | 53,791,000 | 59,741,000 | 61,255,000 | 61,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,668,000 | 80,270,000 | 84,650,000 | 91,298,000 |
| Interest-bearing deposits | 60,001,000 | 64,478,000 | 69,184,000 | 77,701,000 |
| Noninterest-bearing deposits | 15,667,000 | 15,792,000 | 15,466,000 | 13,597,000 |
| Equity capital | 10,932,000 | 11,344,000 | 11,654,000 | 10,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,623,000 | 3,208,000 | 4,815,000 | 6,206,000 |
| Interest expense | 567,000 | 1,096,000 | 1,608,000 | 2,077,000 |
| Net interest income | 1,056,000 | 2,112,000 | 3,207,000 | 4,129,000 |
| Noninterest income | 259,000 | 512,000 | 713,000 | 987,000 |
| Noninterest expense | 1,018,000 | 2,038,000 | 3,014,000 | 4,031,000 |
| Provision for loan losses | 50,000 | 100,000 | 145,000 | 710,000 |
| Pretax income | -21,000 | 218,000 | 493,000 | 96,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -21,000 | 218,000 | 493,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,947,000 | 11,039,000 | 11,461,000 | 11,065,000 |
| Total capital | 11,630,000 | 11,770,000 | 12,216,000 | 11,610,000 |
| Risk-weighted assets | 89,366,000 | 92,542,000 | 94,371,000 | 92,391,000 |