Call reports 2009
ALL AMERICA BANK — 2009
What ALL AMERICA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 152,017,000 | 136,885,000 | 131,668,000 | 132,816,000 |
| Total loans | 60,492,000 | 59,425,000 | 57,510,000 | 52,628,000 |
| Allowance for loan losses | 522,000 | 558,000 | 592,000 | 645,000 |
| Securities available for sale | 4,322,000 | 7,198,000 | 9,545,000 | 9,120,000 |
| Securities held to maturity | 68,965,000 | 56,765,000 | 55,047,000 | 55,869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,996,000 | 73,634,000 | 80,773,000 | 76,632,000 |
| Interest-bearing deposits | 71,247,000 | 56,134,000 | 64,245,000 | 61,422,000 |
| Noninterest-bearing deposits | 17,749,000 | 17,500,000 | 16,528,000 | 15,210,000 |
| Equity capital | 11,592,000 | 11,307,000 | 11,457,000 | 11,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,042,000 | 3,906,000 | 5,608,000 | 7,258,000 |
| Interest expense | 863,000 | 1,614,000 | 2,304,000 | 2,908,000 |
| Net interest income | 1,179,000 | 2,292,000 | 3,304,000 | 4,350,000 |
| Noninterest income | 241,000 | 560,000 | 891,000 | 1,159,000 |
| Noninterest expense | 996,000 | 2,057,000 | 3,013,000 | 3,959,000 |
| Provision for loan losses | 59,000 | 119,000 | 179,000 | 239,000 |
| Pretax income | 574,000 | 885,000 | 1,212,000 | 1,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 574,000 | 885,000 | 1,212,000 | 1,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,543,000 | 11,280,000 | 11,296,000 | 11,276,000 |
| Total capital | 12,065,000 | 11,838,000 | 11,888,000 | 11,921,000 |
| Risk-weighted assets | 90,170,000 | 100,396,000 | 93,892,000 | 89,460,000 |