Call reports 2008
ALL AMERICA BANK — 2008
What ALL AMERICA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 154,994,000 | 156,482,000 | 155,536,000 | 159,425,000 |
| Total loans | 49,771,000 | 52,627,000 | 53,792,000 | 59,474,000 |
| Allowance for loan losses | 386,000 | 419,000 | 452,000 | 483,000 |
| Securities available for sale | 10,877,000 | 9,185,000 | 9,175,000 | 9,218,000 |
| Securities held to maturity | 83,494,000 | 80,800,000 | 80,867,000 | 80,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,743,000 | 76,054,000 | 75,527,000 | 72,113,000 |
| Interest-bearing deposits | 41,267,000 | 59,677,000 | 58,405,000 | 15,021,000 |
| Noninterest-bearing deposits | 15,476,000 | 16,377,000 | 17,122,000 | 57,092,000 |
| Equity capital | 11,726,000 | 11,446,000 | 11,466,000 | 11,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,327,000 | 4,562,000 | 6,734,000 | 8,863,000 |
| Interest expense | 1,200,000 | 2,245,000 | 3,328,000 | 4,299,000 |
| Net interest income | 1,127,000 | 2,317,000 | 3,406,000 | 4,564,000 |
| Noninterest income | 254,000 | 511,000 | 782,000 | 1,066,000 |
| Noninterest expense | 659,000 | 1,391,000 | 2,191,000 | 3,066,000 |
| Provision for loan losses | 36,000 | 78,000 | 116,000 | 156,000 |
| Pretax income | 686,000 | 1,359,000 | 1,881,000 | 2,408,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 686,000 | 1,359,000 | 1,881,000 | 2,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,655,000 | 11,642,000 | 11,491,000 | 11,497,000 |
| Total capital | 12,041,000 | 12,061,000 | 11,943,000 | 11,980,000 |
| Risk-weighted assets | 84,300,000 | 86,880,000 | 86,555,000 | 92,153,000 |