Call reports 2007
ALL AMERICA BANK — 2007
What ALL AMERICA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 154,544,000 | 153,378,000 | 148,744,000 | 152,818,000 |
| Total loans | 83,039,000 | 80,609,000 | 78,118,000 | 58,659,000 |
| Allowance for loan losses | 270,000 | 297,000 | 330,000 | 360,000 |
| Securities available for sale | 6,984,000 | 6,440,000 | 6,438,000 | 6,392,000 |
| Securities held to maturity | 56,549,000 | 53,777,000 | 50,528,000 | 77,409,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,446,000 | 94,136,000 | 85,217,000 | 63,455,000 |
| Interest-bearing deposits | 76,781,000 | 80,009,000 | 72,181,000 | 48,779,000 |
| Noninterest-bearing deposits | 13,665,000 | 14,127,000 | 13,036,000 | 14,676,000 |
| Equity capital | 11,240,000 | 11,229,000 | 11,245,000 | 11,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,522,000 | 5,037,000 | 7,461,000 | 9,761,000 |
| Interest expense | 1,516,000 | 3,003,000 | 4,445,000 | 5,703,000 |
| Net interest income | 1,006,000 | 2,034,000 | 3,016,000 | 4,058,000 |
| Noninterest income | 260,000 | 514,000 | 750,000 | 1,020,000 |
| Noninterest expense | 661,000 | 1,312,000 | 1,989,000 | 2,689,000 |
| Provision for loan losses | 4,000 | 43,000 | 89,000 | 125,000 |
| Pretax income | 501,000 | 1,093,000 | 1,588,000 | 2,164,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 501,000 | 1,093,000 | 1,588,000 | 2,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,471,000 | 11,570,000 | 11,464,000 | 11,545,000 |
| Total capital | 11,741,000 | 11,867,000 | 11,794,000 | 11,905,000 |
| Risk-weighted assets | 96,007,000 | 96,404,000 | 91,798,000 | 77,530,000 |