Call reports 2006
ALL AMERICA BANK — 2006
What ALL AMERICA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 49,026,000 | 94,664,000 | 113,738,000 | 154,556,000 |
| Total loans | 33,042,000 | 31,858,000 | 33,268,000 | 75,227,000 |
| Allowance for loan losses | 277,000 | 276,000 | 278,000 | 281,000 |
| Securities available for sale | 8,710,000 | 8,336,000 | 8,146,000 | 7,147,000 |
| Securities held to maturity | 0 | 48,598,000 | 61,165,000 | 58,969,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,636,000 | 46,945,000 | 66,807,000 | 98,846,000 |
| Interest-bearing deposits | 29,271,000 | 32,589,000 | 53,486,000 | 85,795,000 |
| Noninterest-bearing deposits | 13,365,000 | 14,356,000 | 13,321,000 | 13,051,000 |
| Equity capital | 3,331,000 | 6,917,000 | 10,582,000 | 11,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,839,000 | 3,577,000 | 5,583,000 |
| Interest expense | 234,000 | 683,000 | 1,664,000 | 2,805,000 |
| Net interest income | 539,000 | 1,156,000 | 1,913,000 | 2,778,000 |
| Noninterest income | 210,000 | 425,000 | 665,000 | 927,000 |
| Noninterest expense | 533,000 | 1,066,000 | 1,649,000 | 2,351,000 |
| Provision for loan losses | 21,000 | 38,000 | 56,000 | 61,000 |
| Pretax income | 195,000 | 477,000 | 873,000 | 1,293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 195,000 | 477,000 | 873,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,614,000 | 7,323,000 | 10,866,000 | 11,391,000 |
| Total capital | 3,891,000 | 7,599,000 | 11,144,000 | 11,672,000 |
| Risk-weighted assets | 36,308,000 | 45,383,000 | 49,933,000 | 92,386,000 |