Call reports 2005
ALL AMERICA BANK — 2005
What ALL AMERICA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 49,984,000 | 56,026,000 | 50,062,000 | 50,161,000 |
| Total loans | 33,913,000 | 34,854,000 | 33,533,000 | 33,647,000 |
| Allowance for loan losses | 300,000 | 298,000 | 305,000 | 281,000 |
| Securities available for sale | 10,455,000 | 9,469,000 | 9,169,000 | 8,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,623,000 | 46,714,000 | 42,077,000 | 40,390,000 |
| Interest-bearing deposits | 27,992,000 | 30,815,000 | 27,295,000 | 27,580,000 |
| Noninterest-bearing deposits | 13,631,000 | 15,899,000 | 14,782,000 | 12,810,000 |
| Equity capital | 3,185,000 | 3,416,000 | 3,398,000 | 3,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,495,000 | 2,269,000 | 3,029,000 |
| Interest expense | 172,000 | 371,000 | 583,000 | 801,000 |
| Net interest income | 547,000 | 1,124,000 | 1,686,000 | 2,228,000 |
| Noninterest income | 188,000 | 404,000 | 635,000 | 859,000 |
| Noninterest expense | 608,000 | 1,196,000 | 1,750,000 | 2,253,000 |
| Provision for loan losses | 10,000 | 10,000 | 37,000 | 42,000 |
| Pretax income | 126,000 | 331,000 | 543,000 | 642,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 331,000 | 543,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,484,000 | 3,579,000 | 3,600,000 | 3,501,000 |
| Total capital | 3,784,000 | 3,877,000 | 3,905,000 | 3,782,000 |
| Risk-weighted assets | 36,399,000 | 37,462,000 | 28,879,000 | 36,630,000 |