Call reports 2004
ALL AMERICA BANK — 2004
What ALL AMERICA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 56,640,000 | 54,580,000 | 53,136,000 | 51,135,000 |
| Total loans | 29,463,000 | 29,265,000 | 30,332,000 | 30,643,000 |
| Allowance for loan losses | 277,000 | 278,000 | 288,000 | 298,000 |
| Securities available for sale | 17,931,000 | 18,262,000 | 16,809,000 | 13,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,994,000 | 46,164,000 | 40,833,000 | 40,317,000 |
| Interest-bearing deposits | 30,598,000 | 31,142,000 | 27,522,000 | 27,631,000 |
| Noninterest-bearing deposits | 16,396,000 | 15,022,000 | 13,311,000 | 12,686,000 |
| Equity capital | 3,515,000 | 2,933,000 | 3,519,000 | 3,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,377,000 | 2,091,000 | 2,757,000 |
| Interest expense | 154,000 | 305,000 | 457,000 | 613,000 |
| Net interest income | 529,000 | 1,072,000 | 1,634,000 | 2,144,000 |
| Noninterest income | 185,000 | 391,000 | 601,000 | 805,000 |
| Noninterest expense | 501,000 | 1,112,000 | 1,666,000 | 2,484,000 |
| Provision for loan losses | 25,000 | 25,000 | 35,000 | 45,000 |
| Pretax income | 200,000 | 344,000 | 566,000 | 461,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 200,000 | 344,000 | 566,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,332,000 | 3,389,000 | 3,560,000 | 3,357,000 |
| Total capital | 3,609,000 | 3,667,000 | 3,848,000 | 3,655,000 |
| Risk-weighted assets | 35,106,000 | 33,640,000 | 33,698,000 | 34,222,000 |