Call reports 2003
ALL AMERICA BANK — 2003
What ALL AMERICA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 46,831,000 | 48,739,000 | 50,384,000 | 51,215,000 |
| Total loans | 25,540,000 | 25,260,000 | 27,667,000 | 28,270,000 |
| Allowance for loan losses | 246,000 | 253,000 | 253,000 | 256,000 |
| Securities available for sale | 13,531,000 | 16,308,000 | 16,784,000 | 17,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,149,000 | 40,538,000 | 38,853,000 | 38,840,000 |
| Interest-bearing deposits | 28,357,000 | 28,039,000 | 27,768,000 | 27,416,000 |
| Noninterest-bearing deposits | 10,792,000 | 12,499,000 | 11,085,000 | 11,424,000 |
| Equity capital | 3,159,000 | 3,276,000 | 3,124,000 | 3,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,259,000 | 1,810,000 | 2,478,000 |
| Interest expense | 163,000 | 319,000 | 475,000 | 640,000 |
| Net interest income | 469,000 | 940,000 | 1,335,000 | 1,838,000 |
| Noninterest income | 118,000 | 240,000 | 363,000 | 542,000 |
| Noninterest expense | 468,000 | 952,000 | 1,353,000 | 1,858,000 |
| Provision for loan losses | 35,000 | 45,000 | 45,000 | 67,000 |
| Pretax income | 93,000 | 195,000 | 334,000 | 493,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 195,000 | 334,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,921,000 | 2,979,000 | 3,084,000 | 3,205,000 |
| Total capital | 3,167,000 | 3,232,000 | 3,337,000 | 3,461,000 |
| Risk-weighted assets | 29,188,000 | 30,697,000 | 32,969,000 | 33,148,000 |