Call reports 2002
ALL AMERICA BANK — 2002
What ALL AMERICA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,383,000 | 41,227,000 | 41,865,000 | 43,296,000 |
| Total loans | 19,540,000 | 21,330,000 | 21,078,000 | 24,838,000 |
| Allowance for loan losses | 190,000 | 196,000 | 211,000 | 211,000 |
| Securities available for sale | 14,380,000 | 12,662,000 | 14,014,000 | 12,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,698,000 | 35,004,000 | 35,746,000 | 36,515,000 |
| Interest-bearing deposits | 25,797,000 | 25,363,000 | 26,563,000 | 26,139,000 |
| Noninterest-bearing deposits | 9,901,000 | 9,641,000 | 9,183,000 | 10,376,000 |
| Equity capital | 2,598,000 | 2,927,000 | 3,111,000 | 3,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,219,000 | 1,820,000 | 2,438,000 |
| Interest expense | 186,000 | 359,000 | 536,000 | 714,000 |
| Net interest income | 399,000 | 860,000 | 1,284,000 | 1,724,000 |
| Noninterest income | 124,000 | 254,000 | 379,000 | 514,000 |
| Noninterest expense | 413,000 | 828,000 | 1,294,000 | 1,793,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 20,000 |
| Pretax income | 128,000 | 314,000 | 429,000 | 531,000 |
| Income tax | 2,000 | 4,000 | 7,000 | 9,000 |
| Net income | 126,000 | 310,000 | 422,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,624,000 | 2,758,000 | 2,800,000 | 2,867,000 |
| Total capital | 2,814,000 | 2,954,000 | 3,011,000 | 3,078,000 |
| Risk-weighted assets | 22,810,000 | 23,619,000 | 23,571,000 | 25,335,000 |