Call reports 2001
ALL AMERICA BANK — 2001
What ALL AMERICA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,818,000 | 35,337,000 | 34,945,000 | 38,061,000 |
| Total loans | 19,137,000 | 18,481,000 | 19,437,000 | 18,546,000 |
| Allowance for loan losses | 191,000 | 191,000 | 190,000 | 190,000 |
| Securities available for sale | 9,300,000 | 10,920,000 | 10,035,000 | 10,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,778,000 | 32,165,000 | 32,152,000 | 34,816,000 |
| Interest-bearing deposits | 24,030,000 | 24,003,000 | 23,230,000 | 24,913,000 |
| Noninterest-bearing deposits | 7,748,000 | 8,162,000 | 8,922,000 | 9,903,000 |
| Equity capital | 2,586,000 | 2,608,000 | 2,740,000 | 2,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,291,000 | 1,920,000 | 2,520,000 |
| Interest expense | 288,000 | 561,000 | 792,000 | 996,000 |
| Net interest income | 373,000 | 730,000 | 1,128,000 | 1,524,000 |
| Noninterest income | 170,000 | 361,000 | 501,000 | 669,000 |
| Noninterest expense | 396,000 | 815,000 | 1,279,000 | 1,762,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 141,000 | 270,000 | 343,000 | 458,000 |
| Income tax | 0 | 4,000 | 7,000 | 9,000 |
| Net income | 141,000 | 266,000 | 336,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,528,000 | 2,543,000 | 2,551,000 | 2,601,000 |
| Total capital | 2,719,000 | 2,734,000 | 2,741,000 | 2,791,000 |
| Risk-weighted assets | 18,938,000 | 18,618,000 | 19,949,000 | 20,258,000 |