Call reports 2013
FIA CARD SERVICES, NATIONAL ASSOCIATION — 2013
What FIA CARD SERVICES, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 162,171,000,000 | 158,325,000,000 | 157,016,000,000 | 158,290,000,000 |
| Total loans | 112,959,000,000 | 112,548,000,000 | 112,865,000,000 | 115,762,000,000 |
| Allowance for loan losses | 5,885,000,000 | 5,680,000,000 | 5,438,000,000 | 4,938,000,000 |
| Securities available for sale | 3,901,000,000 | 3,060,000,000 | 3,577,000,000 | 3,397,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,869,000,000 | 110,320,000,000 | 111,812,000,000 | 114,391,000,000 |
| Interest-bearing deposits | 108,857,000,000 | 109,246,000,000 | 111,357,000,000 | 113,919,000,000 |
| Noninterest-bearing deposits | 1,012,000,000 | 1,074,000,000 | 455,000,000 | 472,000,000 |
| Equity capital | 20,256,000,000 | 19,393,000,000 | 17,953,000,000 | 19,334,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,115,000,000 | 6,138,000,000 | 9,200,000,000 | 12,213,000,000 |
| Interest expense | 103,000,000 | 197,000,000 | 284,000,000 | 362,000,000 |
| Net interest income | 3,012,000,000 | 5,941,000,000 | 8,916,000,000 | 11,851,000,000 |
| Noninterest income | 659,000,000 | 1,380,000,000 | 2,048,000,000 | 2,931,000,000 |
| Noninterest expense | 1,219,000,000 | 2,497,000,000 | 3,724,000,000 | 5,055,000,000 |
| Provision for loan losses | 876,000,000 | 1,726,000,000 | 2,346,000,000 | 2,759,000,000 |
| Pretax income | 1,576,000,000 | 3,098,000,000 | 4,894,000,000 | 6,968,000,000 |
| Income tax | 627,000,000 | 1,175,000,000 | 1,882,000,000 | 2,608,000,000 |
| Net income | 931,000,000 | 1,868,000,000 | 2,965,000,000 | 4,285,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,938,000,000 | 20,141,000,000 | 18,711,000,000 | 20,135,000,000 |
| Total capital | 22,499,000,000 | 21,693,000,000 | 20,248,000,000 | 21,672,000,000 |
| Risk-weighted assets | 120,537,000,000 | 119,997,000,000 | 119,122,000,000 | 119,624,000,000 |