Call reports 2012
FIA CARD SERVICES, NATIONAL ASSOCIATION — 2012
What FIA CARD SERVICES, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 160,839,420,000 | 155,708,542,000 | 161,897,626,000 | 167,463,619,000 |
| Total loans | 128,694,816,000 | 124,920,129,000 | 122,892,674,000 | 120,906,786,000 |
| Allowance for loan losses | 7,790,829,000 | 7,121,169,000 | 6,561,122,000 | 6,157,185,000 |
| Securities available for sale | 3,338,677,000 | 4,668,722,000 | 3,787,804,000 | 3,714,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,915,622,000 | 101,028,994,000 | 102,819,995,000 | 111,794,640,000 |
| Interest-bearing deposits | 99,048,687,000 | 100,105,765,000 | 101,888,189,000 | 111,377,534,000 |
| Noninterest-bearing deposits | 866,935,000 | 923,229,000 | 931,806,000 | 417,106,000 |
| Equity capital | 22,000,047,000 | 19,978,674,000 | 20,379,962,000 | 21,326,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,501,198,000 | 6,845,746,000 | 10,223,305,000 | 13,521,997,000 |
| Interest expense | 178,471,000 | 333,453,000 | 490,253,000 | 638,439,000 |
| Net interest income | 3,322,727,000 | 6,512,293,000 | 9,733,052,000 | 12,883,558,000 |
| Noninterest income | 400,678,000 | 1,238,181,000 | 1,728,392,000 | 2,242,077,000 |
| Noninterest expense | 1,407,341,000 | 2,963,087,000 | 4,312,964,000 | 5,600,998,000 |
| Provision for loan losses | 700,728,000 | 1,608,850,000 | 2,379,514,000 | 3,165,802,000 |
| Pretax income | 1,615,334,000 | 3,178,526,000 | 4,768,951,000 | 6,359,026,000 |
| Income tax | 592,989,000 | 1,161,093,000 | 1,714,485,000 | 2,209,921,000 |
| Net income | 1,008,128,000 | 1,960,653,000 | 2,998,381,000 | 4,157,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,723,812,000 | 20,769,168,000 | 21,244,500,000 | 22,060,914,000 |
| Total capital | 24,570,129,000 | 22,558,140,000 | 22,924,065,000 | 23,707,201,000 |
| Risk-weighted assets | 133,660,828,000 | 129,685,571,000 | 129,483,627,000 | 127,192,035,000 |