Call reports 2011
FIA CARD SERVICES, NATIONAL ASSOCIATION — 2011
What FIA CARD SERVICES, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 188,631,635,000 | 187,296,365,000 | 176,467,232,000 | 167,004,786,000 |
| Total loans | 156,448,763,000 | 152,128,327,000 | 146,056,419,000 | 135,762,479,000 |
| Allowance for loan losses | 13,772,720,000 | 11,243,972,000 | 9,779,048,000 | 8,722,573,000 |
| Securities available for sale | 867,098,000 | 1,028,801,000 | 1,463,796,000 | 2,827,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,717,094,000 | 91,582,819,000 | 89,235,387,000 | 92,673,672,000 |
| Interest-bearing deposits | 89,338,586,000 | 89,105,800,000 | 88,889,306,000 | 91,785,798,000 |
| Noninterest-bearing deposits | 1,378,508,000 | 2,477,019,000 | 346,081,000 | 887,874,000 |
| Equity capital | 26,802,666,000 | 28,692,910,000 | 25,993,209,000 | 23,839,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,595,342,000 | 8,996,338,000 | 13,226,213,000 | 17,239,842,000 |
| Interest expense | 324,902,000 | 623,570,000 | 900,783,000 | 1,119,296,000 |
| Net interest income | 4,270,440,000 | 8,372,768,000 | 12,325,430,000 | 16,120,546,000 |
| Noninterest income | 834,080,000 | 1,715,579,000 | 2,442,593,000 | 3,221,081,000 |
| Noninterest expense | 1,699,510,000 | 3,272,425,000 | 4,955,880,000 | 6,477,588,000 |
| Provision for loan losses | 923,251,000 | 1,400,668,000 | 2,895,363,000 | 3,777,821,000 |
| Pretax income | 2,486,989,000 | 5,420,483,000 | 6,922,015,000 | 9,091,453,000 |
| Income tax | 889,041,000 | 1,929,585,000 | 2,466,245,000 | 3,253,152,000 |
| Net income | 1,595,305,000 | 3,485,229,000 | 4,380,711,000 | 5,706,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,297,899,000 | 29,224,275,000 | 26,729,579,000 | 24,659,738,000 |
| Total capital | 29,783,881,000 | 31,544,765,000 | 29,014,768,000 | 26,594,449,000 |
| Risk-weighted assets | 155,191,857,000 | 152,415,730,000 | 151,474,886,000 | 139,888,979,000 |