Call reports 2010
FIA CARD SERVICES, NATIONAL ASSOCIATION — 2010
What FIA CARD SERVICES, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 192,582,854,000 | 187,079,793,000 | 190,115,530,000 | 196,748,594,000 |
| Total loans | 179,866,172,000 | 171,151,165,000 | 166,915,622,000 | 164,672,195,000 |
| Allowance for loan losses | 20,537,390,000 | 18,653,730,000 | 17,711,278,000 | 16,118,228,000 |
| Securities available for sale | 1,025,308,000 | 267,812,000 | 569,166,000 | 675,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,295,293,000 | 73,729,149,000 | 80,657,119,000 | 92,777,972,000 |
| Interest-bearing deposits | 73,012,574,000 | 72,347,525,000 | 79,942,902,000 | 89,758,010,000 |
| Noninterest-bearing deposits | 2,282,719,000 | 1,381,624,000 | 714,217,000 | 3,019,962,000 |
| Equity capital | 23,643,221,000 | 23,760,788,000 | 24,165,818,000 | 25,207,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,560,319,000 | 10,676,651,000 | 15,755,356,000 | 20,183,085,000 |
| Interest expense | 427,489,000 | 812,547,000 | 1,156,492,000 | 1,516,766,000 |
| Net interest income | 5,132,830,000 | 9,864,104,000 | 14,598,864,000 | 18,666,319,000 |
| Noninterest income | 901,531,000 | 1,827,527,000 | 2,102,289,000 | 2,999,601,000 |
| Noninterest expense | 1,519,555,000 | 3,016,171,000 | 4,435,010,000 | 6,098,851,000 |
| Provision for loan losses | 3,681,060,000 | 7,545,209,000 | 10,708,322,000 | 12,818,592,000 |
| Pretax income | 840,263,000 | 1,462,752,000 | 1,890,306,000 | 3,080,962,000 |
| Income tax | 332,398,000 | 585,281,000 | 695,482,000 | 846,085,000 |
| Net income | 507,049,000 | 875,645,000 | 1,192,075,000 | 2,241,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,863,837,000 | 24,195,749,000 | 24,488,675,000 | 25,589,076,000 |
| Total capital | 26,097,273,000 | 27,170,565,000 | 27,415,820,000 | 28,343,294,000 |
| Risk-weighted assets | 177,380,938,000 | 166,416,393,000 | 163,497,487,000 | 167,283,406,000 |