Call reports 2009
FIA CARD SERVICES, NATIONAL ASSOCIATION — 2009
What FIA CARD SERVICES, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 135,720,314,000 | 123,341,795,000 | 133,046,096,000 | 125,044,632,000 |
| Total loans | 110,395,775,000 | 109,074,344,000 | 106,505,219,000 | 104,327,016,000 |
| Allowance for loan losses | 12,328,415,000 | 13,102,354,000 | 12,520,574,000 | 12,796,801,000 |
| Securities available for sale | 309,761,000 | 792,175,000 | 893,624,000 | 1,034,793,000 |
| Securities held to maturity | 7,751,280,000 | 7,395,426,000 | 6,922,143,000 | 6,573,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,564,721,000 | 2,629,407,000 | 69,819,282,000 | 71,414,439,000 |
| Interest-bearing deposits | 0 | 76,143,000 | 67,659,561,000 | 70,317,064,000 |
| Noninterest-bearing deposits | 3,564,721,000 | 2,553,264,000 | 2,159,721,000 | 1,097,376,000 |
| Equity capital | 33,242,812,000 | 24,506,434,000 | 29,699,820,000 | 28,658,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,819,392,000 | 7,197,477,000 | 10,509,983,000 | 13,711,733,000 |
| Interest expense | 242,771,000 | 455,099,000 | 674,817,000 | 859,039,000 |
| Net interest income | 3,576,621,000 | 6,742,378,000 | 9,835,166,000 | 12,852,694,000 |
| Noninterest income | 1,712,481,000 | 2,777,507,000 | 3,469,010,000 | 4,331,173,000 |
| Noninterest expense | 13,683,094,000 | 23,436,865,000 | 24,905,056,000 | 26,594,995,000 |
| Provision for loan losses | 5,963,748,000 | 10,591,697,000 | 14,109,056,000 | 17,938,852,000 |
| Pretax income | -14,357,714,000 | -24,508,651,000 | -25,705,691,000 | -27,345,735,000 |
| Income tax | -888,415,000 | -1,590,429,000 | -2,057,302,000 | -2,748,669,000 |
| Net income | -13,469,374,000 | -22,917,214,000 | -23,646,200,000 | -24,593,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,177,245,000 | 23,583,086,000 | 28,307,835,000 | 28,830,561,000 |
| Total capital | 28,107,737,000 | 27,332,457,000 | 31,973,776,000 | 32,243,759,000 |
| Risk-weighted assets | 208,439,358,000 | 201,256,348,000 | 194,511,348,000 | 189,603,277,000 |