Call reports 2007
FIA CARD SERVICES, NATIONAL ASSOCIATION — 2007
What FIA CARD SERVICES, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 139,265,262,000 | 143,218,102,000 | 148,622,586,000 | 161,691,777,000 |
| Total loans | 97,817,737,000 | 105,178,221,000 | 111,790,325,000 | 124,226,926,000 |
| Allowance for loan losses | 4,867,689,000 | 5,202,190,000 | 5,449,594,000 | 6,142,953,000 |
| Securities available for sale | 467,090,000 | 493,593,000 | 324,370,000 | 341,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 992,414,000 | 1,619,714,000 | 1,827,868,000 | 817,869,000 |
| Interest-bearing deposits | 75,331,000 | 92,117,000 | 104,954,000 | 104,272,000 |
| Noninterest-bearing deposits | 917,083,000 | 1,527,597,000 | 1,722,914,000 | 713,597,000 |
| Equity capital | 42,690,133,000 | 42,784,596,000 | 43,173,305,000 | 42,880,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,794,357,000 | 7,631,277,000 | 11,856,379,000 | 16,178,869,000 |
| Interest expense | 1,168,416,000 | 2,401,305,000 | 3,678,014,000 | 4,986,013,000 |
| Net interest income | 2,625,941,000 | 5,229,972,000 | 8,178,365,000 | 11,192,856,000 |
| Noninterest income | 2,257,356,000 | 4,691,459,000 | 6,982,960,000 | 9,262,109,000 |
| Noninterest expense | 1,820,028,000 | 3,514,534,000 | 5,369,191,000 | 7,387,039,000 |
| Provision for loan losses | 1,176,894,000 | 2,777,337,000 | 4,273,677,000 | 6,375,354,000 |
| Pretax income | 1,886,474,000 | 3,629,724,000 | 5,518,411,000 | 6,692,474,000 |
| Income tax | 646,691,000 | 1,249,808,000 | 1,857,476,000 | 2,177,871,000 |
| Net income | 1,239,783,000 | 2,379,916,000 | 3,660,935,000 | 4,514,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,660,839,000 | 21,308,045,000 | 21,825,564,000 | 21,624,783,000 |
| Total capital | 24,534,339,000 | 25,170,822,000 | 25,752,878,000 | 25,452,591,000 |
| Risk-weighted assets | 131,261,297,000 | 137,405,290,000 | 143,606,433,000 | 151,317,669,000 |