Call reports 2006
FIA CARD SERVICES, NATIONAL ASSOCIATION — 2006
What FIA CARD SERVICES, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 81,252,793,000 | 83,948,167,000 | 80,332,025,000 | 147,839,768,000 |
| Total loans | 28,268,005,000 | 35,118,704,000 | 39,297,753,000 | 101,016,782,000 |
| Allowance for loan losses | 882,591,000 | 1,145,696,000 | 1,418,522,000 | 4,900,354,000 |
| Securities available for sale | 269,582,000 | 453,460,000 | 438,285,000 | 459,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,765,496,000 | 26,558,684,000 | 2,821,227,000 | 2,797,477,000 |
| Interest-bearing deposits | 23,795,661,000 | 22,632,994,000 | 10,000,000 | 74,123,000 |
| Noninterest-bearing deposits | 2,969,835,000 | 3,925,690,000 | 2,811,227,000 | 2,723,354,000 |
| Equity capital | 35,296,862,000 | 35,616,381,000 | 36,016,218,000 | 41,823,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,198,542,000 | 2,439,901,000 | 3,775,602,000 | 15,138,727,000 |
| Interest expense | 378,568,000 | 771,205,000 | 1,183,109,000 | 4,079,684,000 |
| Net interest income | 819,974,000 | 1,668,696,000 | 2,592,493,000 | 11,059,043,000 |
| Noninterest income | 2,117,083,000 | 4,239,658,000 | 6,140,546,000 | 10,119,916,000 |
| Noninterest expense | 1,512,587,000 | 2,902,774,000 | 4,234,385,000 | 7,991,602,000 |
| Provision for loan losses | 379,325,000 | 835,853,000 | 1,366,135,000 | 4,791,257,000 |
| Pretax income | 1,044,097,000 | 2,168,012,000 | 3,130,785,000 | 8,394,366,000 |
| Income tax | 374,412,000 | 782,648,000 | 1,129,754,000 | 2,996,707,000 |
| Net income | 669,685,000 | 1,385,364,000 | 2,001,031,000 | 5,397,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,375,835,000 | 13,237,223,000 | 14,217,409,000 | 19,562,420,000 |
| Total capital | 14,358,426,000 | 15,415,383,000 | 16,409,476,000 | 23,648,117,000 |
| Risk-weighted assets | 54,894,238,000 | 63,558,076,000 | 64,551,105,000 | 138,962,207,000 |