Call reports 2002
FIA CARD SERVICES, NATIONAL ASSOCIATION — 2002
What FIA CARD SERVICES, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,995,956,000 | 44,587,277,000 | 47,954,498,000 | 50,342,433,000 |
| Total loans | 21,751,389,000 | 23,224,261,000 | 25,180,513,000 | 27,992,742,000 |
| Allowance for loan losses | 883,936,000 | 937,699,000 | 961,249,000 | 1,089,912,000 |
| Securities available for sale | 3,184,139,000 | 3,270,317,000 | 3,261,924,000 | 3,473,477,000 |
| Securities held to maturity | 381,285,000 | 399,535,000 | 411,897,000 | 408,934,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,425,279,000 | 26,228,981,000 | 29,116,352,000 | 29,860,499,000 |
| Interest-bearing deposits | 25,462,515,000 | 25,212,837,000 | 28,275,416,000 | 29,052,301,000 |
| Noninterest-bearing deposits | 962,764,000 | 1,016,144,000 | 840,936,000 | 808,198,000 |
| Equity capital | 7,139,538,000 | 7,585,510,000 | 8,029,323,000 | 8,615,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 894,677,000 | 1,767,211,000 | 2,631,967,000 | 3,588,753,000 |
| Interest expense | 387,666,000 | 760,662,000 | 1,146,992,000 | 1,533,824,000 |
| Net interest income | 507,011,000 | 1,006,549,000 | 1,484,975,000 | 2,054,929,000 |
| Noninterest income | 1,553,648,000 | 3,144,242,000 | 4,770,157,000 | 6,581,137,000 |
| Noninterest expense | 1,161,670,000 | 2,299,467,000 | 3,526,039,000 | 4,687,592,000 |
| Provision for loan losses | 342,318,000 | 606,569,000 | 884,541,000 | 1,293,433,000 |
| Pretax income | 556,671,000 | 1,244,755,000 | 1,844,552,000 | 2,655,041,000 |
| Income tax | 204,412,000 | 457,247,000 | 678,278,000 | 967,877,000 |
| Net income | 352,259,000 | 787,508,000 | 1,166,274,000 | 1,687,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,455,657,000 | 6,698,196,000 | 6,896,086,000 | 7,596,885,000 |
| Total capital | 7,363,150,000 | 8,111,245,000 | 8,355,645,000 | 9,914,225,000 |
| Risk-weighted assets | 44,612,755,000 | 45,331,621,000 | 48,837,102,000 | 60,405,900,000 |