Call reports 2001
FIA CARD SERVICES, NATIONAL ASSOCIATION — 2001
What FIA CARD SERVICES, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,194,957,000 | 38,218,479,000 | 40,792,059,000 | 43,066,324,000 |
| Total loans | 18,012,623,000 | 19,773,108,000 | 18,204,263,000 | 23,672,099,000 |
| Allowance for loan losses | 401,616,000 | 515,403,000 | 608,970,000 | 816,364,000 |
| Securities available for sale | 2,615,328,000 | 2,818,921,000 | 2,777,972,000 | 2,920,304,000 |
| Securities held to maturity | 324,580,000 | 341,706,000 | 360,605,000 | 367,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,923,632,000 | 24,330,602,000 | 25,185,809,000 | 26,187,467,000 |
| Interest-bearing deposits | 22,988,758,000 | 23,408,449,000 | 23,988,219,000 | 25,309,832,000 |
| Noninterest-bearing deposits | 934,874,000 | 922,153,000 | 1,197,590,000 | 877,635,000 |
| Equity capital | 5,796,611,000 | 6,073,426,000 | 6,499,144,000 | 6,909,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 732,846,000 | 1,527,920,000 | 2,306,210,000 | 3,143,146,000 |
| Interest expense | 461,096,000 | 898,421,000 | 1,334,435,000 | 1,750,678,000 |
| Net interest income | 271,750,000 | 629,499,000 | 971,775,000 | 1,392,468,000 |
| Noninterest income | 1,447,959,000 | 2,975,057,000 | 4,747,632,000 | 6,720,633,000 |
| Noninterest expense | 1,086,948,000 | 2,132,324,000 | 3,268,644,000 | 4,463,946,000 |
| Provision for loan losses | 145,591,000 | 399,542,000 | 633,451,000 | 1,037,488,000 |
| Pretax income | 487,170,000 | 1,072,690,000 | 1,817,312,000 | 2,611,667,000 |
| Income tax | 187,842,000 | 413,456,000 | 699,638,000 | 985,772,000 |
| Net income | 297,796,000 | 657,702,000 | 1,116,142,000 | 1,624,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,514,276,000 | 4,934,889,000 | 5,472,848,000 | 6,077,705,000 |
| Total capital | 5,203,770,000 | 5,738,225,000 | 6,319,932,000 | 6,997,176,000 |
| Risk-weighted assets | 39,808,229,000 | 40,357,830,000 | 41,733,852,000 | 46,260,520,000 |