Call reports 2026
STATE BANK OF FAIRMONT — 2026
What STATE BANK OF FAIRMONT reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 155,685,000 | 154,221,000 |
| Total loans | 104,649,000 | 106,230,000 |
| Allowance for loan losses | 1,877,000 | 1,795,000 |
| Securities available for sale | 18,621,000 | 20,388,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 140,842,000 | 139,051,000 |
| Interest-bearing deposits | 122,368,000 | 118,287,000 |
| Noninterest-bearing deposits | 18,474,000 | 20,764,000 |
| Equity capital | 14,482,000 | 14,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,138,000 | 4,382,000 |
| Interest expense | 734,000 | 1,514,000 |
| Net interest income | 1,404,000 | 2,868,000 |
| Noninterest income | 57,000 | 125,000 |
| Noninterest expense | 735,000 | 1,580,000 |
| Provision for loan losses | 30,000 | 60,000 |
| Pretax income | 697,000 | 1,351,000 |
| Income tax | 17,000 | 44,000 |
| Net income | 680,000 | 1,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,019,000 | 16,242,000 |
| Total capital | 17,326,000 | 17,555,000 |
| Risk-weighted assets | 103,999,000 | 104,511,000 |
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