Call reports 2023
STATE BANK OF FAIRMONT — 2023
What STATE BANK OF FAIRMONT reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 136,709,000 | 135,735,000 | 133,469,000 | 138,710,000 |
| Total loans | 96,851,000 | 97,984,000 | 99,805,000 | 104,953,000 |
| Allowance for loan losses | 2,076,000 | 2,107,000 | 2,138,000 | 2,032,000 |
| Securities available for sale | 19,328,000 | 21,061,000 | 18,317,000 | 16,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,623,000 | 123,615,000 | 121,378,000 | 124,289,000 |
| Interest-bearing deposits | 102,882,000 | 104,171,000 | 101,920,000 | 102,081,000 |
| Noninterest-bearing deposits | 21,741,000 | 19,444,000 | 19,458,000 | 22,208,000 |
| Equity capital | 11,899,000 | 11,893,000 | 11,824,000 | 11,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,572,000 | 3,255,000 | 5,046,000 | 6,893,000 |
| Interest expense | 413,000 | 954,000 | 1,601,000 | 2,340,000 |
| Net interest income | 1,159,000 | 2,301,000 | 3,445,000 | 4,553,000 |
| Noninterest income | 67,000 | 145,000 | 219,000 | 288,000 |
| Noninterest expense | 737,000 | 1,467,000 | 2,254,000 | 3,886,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 459,000 | 919,000 | 1,320,000 | 855,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 71,000 |
| Net income | 444,000 | 889,000 | 1,275,000 | 784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,285,000 | 14,439,000 | 14,723,000 | 14,232,000 |
| Total capital | 15,534,000 | 15,689,000 | 15,985,000 | 15,563,000 |
| Risk-weighted assets | 99,071,000 | 99,150,000 | 100,111,000 | 105,780,000 |
Machine access — free, no API key
Every figure shown here about STATE BANK OF FAIRMONT — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.