Call reports 2009
STATE BANK OF FAIRMONT — 2009
What STATE BANK OF FAIRMONT reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 87,425,000 | 85,790,000 | 87,033,000 | 91,187,000 |
| Total loans | 59,796,000 | 58,646,000 | 59,953,000 | 59,765,000 |
| Allowance for loan losses | 1,145,000 | 1,325,000 | 1,052,000 | 1,108,000 |
| Securities available for sale | 24,201,000 | 24,011,000 | 24,477,000 | 22,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,776,000 | 76,617,000 | 75,806,000 | 76,149,000 |
| Interest-bearing deposits | 70,070,000 | 70,893,000 | 68,916,000 | 69,663,000 |
| Noninterest-bearing deposits | 5,706,000 | 5,724,000 | 6,890,000 | 6,487,000 |
| Equity capital | 8,895,000 | 8,882,000 | 9,493,000 | 9,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,610,000 | 3,900,000 | 5,195,000 |
| Interest expense | 528,000 | 1,065,000 | 1,543,000 | 1,976,000 |
| Net interest income | 787,000 | 1,545,000 | 2,357,000 | 3,219,000 |
| Noninterest income | 60,000 | 134,000 | 199,000 | 260,000 |
| Noninterest expense | 408,000 | 898,000 | 1,286,000 | 2,108,000 |
| Provision for loan losses | 30,000 | 235,000 | 355,000 | 485,000 |
| Pretax income | 409,000 | 546,000 | 918,000 | 894,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 408,000 | 545,000 | 917,000 | 893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,710,000 | 8,672,000 | 8,933,000 | 8,849,000 |
| Total capital | 9,553,000 | 9,492,000 | 9,772,000 | 9,700,000 |
| Risk-weighted assets | 67,142,000 | 65,062,000 | 66,946,000 | 67,799,000 |
Machine access — free, no API key
Every figure shown here about STATE BANK OF FAIRMONT — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.