Call reports 2006
STATE BANK OF FAIRMONT — 2006
What STATE BANK OF FAIRMONT reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 73,229,000 | 74,340,000 | 74,922,000 | 77,284,000 |
| Total loans | 52,046,000 | 54,051,000 | 54,668,000 | 52,822,000 |
| Allowance for loan losses | 1,027,000 | 1,001,000 | 1,034,000 | 1,053,000 |
| Securities available for sale | 18,129,000 | 17,060,000 | 17,071,000 | 18,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,692,000 | 63,006,000 | 62,848,000 | 65,968,000 |
| Interest-bearing deposits | 56,696,000 | 58,130,000 | 57,670,000 | 59,949,000 |
| Noninterest-bearing deposits | 5,996,000 | 4,876,000 | 5,178,000 | 6,019,000 |
| Equity capital | 7,251,000 | 6,705,000 | 7,292,000 | 6,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,435,000 | 3,712,000 | 5,030,000 |
| Interest expense | 460,000 | 980,000 | 1,567,000 | 2,186,000 |
| Net interest income | 720,000 | 1,455,000 | 2,145,000 | 2,844,000 |
| Noninterest income | 62,000 | 140,000 | 202,000 | 263,000 |
| Noninterest expense | 362,000 | 774,000 | 1,165,000 | 1,872,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 399,000 | 809,000 | 1,140,000 | 1,164,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 398,000 | 808,000 | 1,139,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,976,000 | 7,772,000 | 7,881,000 | 7,603,000 |
| Total capital | 8,715,000 | 8,530,000 | 8,647,000 | 8,352,000 |
| Risk-weighted assets | 58,799,000 | 60,429,000 | 61,005,000 | 59,589,000 |
Machine access — free, no API key
Every figure shown here about STATE BANK OF FAIRMONT — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.