Call reports 2020
JACKSON SAVINGS BANK, SSB — 2020
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 34,390,000 | 34,650,000 | 34,671,000 | 36,259,000 |
| Total loans | 24,558,000 | 22,943,000 | 22,066,000 | 21,622,000 |
| Allowance for loan losses | 65,000 | 68,000 | 68,000 | 68,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,440,000 | 27,670,000 | 27,672,000 | 29,273,000 |
| Interest-bearing deposits | 27,440,000 | 27,670,000 | 27,672,000 | 29,273,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,887,000 | 6,883,000 | 6,873,000 | 6,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 625,000 | 903,000 | 1,175,000 |
| Interest expense | 94,000 | 184,000 | 267,000 | 343,000 |
| Net interest income | 230,000 | 441,000 | 636,000 | 832,000 |
| Noninterest income | 0 | 0 | 0 | 19,000 |
| Noninterest expense | 211,000 | 417,000 | 616,000 | 794,000 |
| Provision for loan losses | 2,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 17,000 | 19,000 | 15,000 | 52,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 10,000 |
| Net income | 11,000 | 7,000 | -3,000 | 42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,887,000 | 6,883,000 | 6,873,000 | 6,918,000 |
| Total capital | 6,952,000 | 6,951,000 | 6,941,000 | 6,986,000 |
| Risk-weighted assets | 16,416,000 | 16,041,000 | 15,552,000 | 15,661,000 |