Call reports 2019
JACKSON SAVINGS BANK, SSB — 2019
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 32,469,000 | 32,996,000 | 32,582,000 | 33,442,000 |
| Total loans | 26,023,000 | 25,712,000 | 25,601,000 | 24,484,000 |
| Allowance for loan losses | 56,000 | 59,000 | 61,000 | 63,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,598,000 | 26,058,000 | 25,579,000 | 26,491,000 |
| Interest-bearing deposits | 25,598,000 | 26,058,000 | 25,579,000 | 26,491,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,808,000 | 6,850,000 | 6,879,000 | 6,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 696,000 | 1,039,000 | 1,385,000 |
| Interest expense | 73,000 | 157,000 | 251,000 | 345,000 |
| Net interest income | 289,000 | 539,000 | 788,000 | 1,040,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 2,000 |
| Noninterest expense | 200,000 | 400,000 | 612,000 | 854,000 |
| Provision for loan losses | 2,000 | 5,000 | 7,000 | 9,000 |
| Pretax income | 87,000 | 135,000 | 170,000 | 179,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 30,000 |
| Net income | 81,000 | 123,000 | 152,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,808,000 | 6,850,000 | 6,879,000 | 6,876,000 |
| Total capital | 6,864,000 | 6,909,000 | 6,940,000 | 6,939,000 |
| Risk-weighted assets | 16,837,000 | 16,890,000 | 16,710,000 | 16,029,000 |