Call reports 2016
JACKSON SAVINGS BANK, SSB — 2016
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 34,814,000 | 33,956,000 | 34,301,000 | 34,852,000 |
| Total loans | 25,831,000 | 25,484,000 | 26,011,000 | 25,902,000 |
| Allowance for loan losses | 80,000 | 80,000 | 80,000 | 80,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,216,000 | 27,329,000 | 27,664,000 | 28,266,000 |
| Interest-bearing deposits | 28,216,000 | 27,329,000 | 27,664,000 | 28,266,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,476,000 | 6,495,000 | 6,496,000 | 6,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 558,000 | 839,000 | 1,126,000 |
| Interest expense | 48,000 | 96,000 | 142,000 | 188,000 |
| Net interest income | 231,000 | 462,000 | 697,000 | 938,000 |
| Noninterest income | 0 | -4,000 | 7,000 | 6,000 |
| Noninterest expense | 202,000 | 401,000 | 638,000 | 856,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 28,000 | 56,000 | 65,000 | 87,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 20,000 |
| Net income | 20,000 | 39,000 | 40,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,476,000 | 6,495,000 | 6,496,000 | 6,523,000 |
| Total capital | 6,556,000 | 6,575,000 | 6,576,000 | 6,603,000 |
| Risk-weighted assets | 18,086,000 | 17,951,000 | 18,330,000 | 18,132,000 |