Call reports 2015
JACKSON SAVINGS BANK, SSB — 2015
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,448,000 | 33,742,000 | 33,472,000 | 34,310,000 |
| Total loans | 27,241,000 | 27,360,000 | 26,466,000 | 26,232,000 |
| Allowance for loan losses | 71,000 | 74,000 | 76,000 | 79,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,912,000 | 27,152,000 | 26,830,000 | 27,723,000 |
| Interest-bearing deposits | 26,912,000 | 27,152,000 | 26,830,000 | 27,723,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,446,000 | 6,484,000 | 6,531,000 | 6,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 284,000 | 565,000 | 846,000 | 1,123,000 |
| Interest expense | 41,000 | 81,000 | 123,000 | 166,000 |
| Net interest income | 243,000 | 484,000 | 723,000 | 957,000 |
| Noninterest income | 0 | 1,000 | 2,000 | 6,000 |
| Noninterest expense | 182,000 | 374,000 | 557,000 | 842,000 |
| Provision for loan losses | 2,000 | 5,000 | 7,000 | 10,000 |
| Pretax income | 59,000 | 106,000 | 161,000 | 111,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 50,000 |
| Net income | 51,000 | 89,000 | 136,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,446,000 | 6,484,000 | 6,531,000 | 6,456,000 |
| Total capital | 6,517,000 | 6,558,000 | 6,607,000 | 6,535,000 |
| Risk-weighted assets | 17,365,000 | 17,374,000 | 18,062,000 | 18,135,000 |