Call reports 2014
JACKSON SAVINGS BANK, SSB — 2014
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 33,860,000 | 34,434,000 | 34,267,000 | 34,484,000 |
| Total loans | 27,353,000 | 27,305,000 | 26,990,000 | 27,348,000 |
| Allowance for loan losses | 79,000 | 79,000 | 79,000 | 79,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,374,000 | 27,975,000 | 27,738,000 | 27,982,000 |
| Interest-bearing deposits | 27,374,000 | 27,975,000 | 27,738,000 | 27,982,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,362,000 | 6,321,000 | 6,365,000 | 6,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 284,000 | 569,000 | 853,000 | 1,142,000 |
| Interest expense | 40,000 | 80,000 | 122,000 | 164,000 |
| Net interest income | 244,000 | 489,000 | 731,000 | 978,000 |
| Noninterest income | 0 | 1,000 | 2,000 | -44,000 |
| Noninterest expense | 186,000 | 464,000 | 654,000 | 819,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 49,000 | 17,000 | 70,000 | 106,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 33,000 |
| Net income | 40,000 | -1,000 | 43,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,362,000 | 6,321,000 | 6,365,000 | 6,395,000 |
| Total capital | 6,441,000 | 6,400,000 | 6,444,000 | 6,474,000 |
| Risk-weighted assets | 18,864,000 | 18,752,000 | 18,709,000 | 18,725,000 |