Call reports 2013
JACKSON SAVINGS BANK, SSB — 2013
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 36,227,000 | 36,413,000 | 35,324,000 | 33,928,000 |
| Total loans | 28,667,000 | 28,040,000 | 28,299,000 | 28,137,000 |
| Allowance for loan losses | 80,000 | 80,000 | 85,000 | 88,000 |
| Securities available for sale | 5,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,795,000 | 29,874,000 | 28,707,000 | 27,477,000 |
| Interest-bearing deposits | 29,795,000 | 29,874,000 | 28,707,000 | 27,477,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,256,000 | 6,340,000 | 6,415,000 | 6,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 632,000 | 941,000 | 1,224,000 |
| Interest expense | 60,000 | 118,000 | 171,000 | 216,000 |
| Net interest income | 259,000 | 514,000 | 770,000 | 1,008,000 |
| Noninterest income | 7,000 | 7,000 | 9,000 | -34,000 |
| Noninterest expense | 208,000 | 369,000 | 536,000 | 813,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 8,000 |
| Pretax income | 58,000 | 152,000 | 238,000 | 153,000 |
| Income tax | 11,000 | 21,000 | 32,000 | 40,000 |
| Net income | 47,000 | 131,000 | 206,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,256,000 | 6,521,000 | 6,415,000 | 6,322,000 |
| Total capital | 6,336,000 | 6,601,000 | 6,500,000 | 6,410,000 |
| Risk-weighted assets | 19,409,000 | 19,329,000 | 19,420,000 | 19,335,000 |