Call reports 2012
JACKSON SAVINGS BANK, SSB — 2012
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,083,000 | 35,773,000 | 36,568,000 | 36,728,000 |
| Total loans | 29,999,000 | 29,861,000 | 29,513,000 | 29,520,000 |
| Allowance for loan losses | 108,000 | 115,000 | 123,000 | 80,000 |
| Securities available for sale | 6,000 | 6,000 | 5,000 | 5,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,835,000 | 29,499,000 | 30,237,000 | 30,342,000 |
| Interest-bearing deposits | 29,835,000 | 29,499,000 | 30,237,000 | 30,342,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,099,000 | 6,113,000 | 6,174,000 | 6,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 680,000 | 1,009,000 | 1,351,000 |
| Interest expense | 65,000 | 129,000 | 193,000 | 257,000 |
| Net interest income | 276,000 | 551,000 | 816,000 | 1,094,000 |
| Noninterest income | 4,000 | 5,000 | 1,000 | -38,000 |
| Noninterest expense | 187,000 | 431,000 | 613,000 | 830,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | -20,000 |
| Pretax income | 85,000 | 110,000 | 181,000 | 65,000 |
| Income tax | 11,000 | 22,000 | 32,000 | 62,000 |
| Net income | 74,000 | 88,000 | 149,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,099,000 | 6,113,000 | 6,174,000 | 6,208,000 |
| Total capital | 6,207,000 | 6,228,000 | 6,297,000 | 6,289,000 |
| Risk-weighted assets | 20,255,000 | 19,899,000 | 19,941,000 | 19,953,000 |