Call reports 2011
JACKSON SAVINGS BANK, SSB — 2011
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 36,488,000 | 36,790,000 | 36,815,000 | 35,425,000 |
| Total loans | 29,445,000 | 29,815,000 | 29,165,000 | 29,454,000 |
| Allowance for loan losses | 127,000 | 127,000 | 127,000 | 100,000 |
| Securities available for sale | 7,000 | 6,000 | 4,000 | 4,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,125,000 | 30,325,000 | 30,332,000 | 29,224,000 |
| Interest-bearing deposits | 30,125,000 | 30,325,000 | 30,332,000 | 29,224,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,081,000 | 6,152,000 | 6,158,000 | 6,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 753,000 | 1,103,000 | 1,449,000 |
| Interest expense | 100,000 | 196,000 | 287,000 | 361,000 |
| Net interest income | 279,000 | 557,000 | 816,000 | 1,088,000 |
| Noninterest income | 4,000 | 5,000 | 9,000 | 10,000 |
| Noninterest expense | 241,000 | 421,000 | 650,000 | 1,155,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 141,000 | 175,000 | -57,000 |
| Income tax | 27,000 | 54,000 | 81,000 | -18,000 |
| Net income | 15,000 | 87,000 | 94,000 | -39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,081,000 | 6,152,000 | 6,158,000 | 6,025,000 |
| Total capital | 6,208,000 | 6,279,000 | 6,285,000 | 6,125,000 |
| Risk-weighted assets | 20,504,000 | 20,487,000 | 20,528,000 | 19,913,000 |