Call reports 2010
JACKSON SAVINGS BANK, SSB — 2010
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 34,626,000 | 34,807,000 | 35,906,000 | 36,533,000 |
| Total loans | 28,575,000 | 29,181,000 | 29,999,000 | 30,186,000 |
| Allowance for loan losses | 120,000 | 125,000 | 127,000 | 127,000 |
| Securities available for sale | 23,000 | 11,000 | 6,000 | 6,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,328,000 | 28,416,000 | 29,447,000 | 30,190,000 |
| Interest-bearing deposits | 0 | 28,416,000 | 29,447,000 | 30,190,000 |
| Noninterest-bearing deposits | 28,328,000 | 0 | 0 | 0 |
| Equity capital | 5,962,000 | 6,032,000 | 6,059,000 | 6,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 842,000 | 1,237,000 | 1,606,000 |
| Interest expense | 127,000 | 250,000 | 361,000 | 469,000 |
| Net interest income | 299,000 | 592,000 | 876,000 | 1,137,000 |
| Noninterest income | 3,000 | 6,000 | 9,000 | 21,000 |
| Noninterest expense | 181,000 | 362,000 | 574,000 | 826,000 |
| Provision for loan losses | 0 | 5,000 | 7,000 | 7,000 |
| Pretax income | 121,000 | 231,000 | 304,000 | 325,000 |
| Income tax | 27,000 | 59,000 | 101,000 | 116,000 |
| Net income | 94,000 | 172,000 | 203,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,921,000 | 6,032,000 | 6,059,000 | 6,065,000 |
| Total capital | 6,041,000 | 6,157,000 | 6,186,000 | 6,192,000 |
| Risk-weighted assets | 19,122,000 | 19,414,000 | 20,169,000 | 20,231,000 |