Call reports 2009
JACKSON SAVINGS BANK, SSB — 2009
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 31,441,000 | 32,693,000 | 33,111,000 | 34,335,000 |
| Total loans | 26,231,000 | 26,683,000 | 27,481,000 | 28,437,000 |
| Allowance for loan losses | 101,000 | 101,000 | 101,000 | 120,000 |
| Securities available for sale | 14,000 | 11,000 | 33,000 | 27,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,350,000 | 26,503,000 | 26,854,000 | 28,132,000 |
| Interest-bearing deposits | 25,350,000 | 26,503,000 | 0 | 28,132,000 |
| Noninterest-bearing deposits | 0 | 0 | 26,854,000 | 0 |
| Equity capital | 5,746,000 | 5,798,000 | 5,864,000 | 5,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 852,000 | 1,251,000 | 1,681,000 |
| Interest expense | 187,000 | 356,000 | 503,000 | 639,000 |
| Net interest income | 246,000 | 496,000 | 748,000 | 1,042,000 |
| Noninterest income | 5,000 | 6,000 | 21,000 | 48,000 |
| Noninterest expense | 160,000 | 333,000 | 524,000 | 777,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | 91,000 | 169,000 | 245,000 | 294,000 |
| Income tax | 24,000 | 48,000 | 72,000 | 110,000 |
| Net income | 67,000 | 121,000 | 173,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,701,000 | 5,752,000 | 5,826,000 | 5,831,000 |
| Total capital | 5,802,000 | 5,853,000 | 5,927,000 | 5,951,000 |
| Risk-weighted assets | 17,069,000 | 17,606,000 | 18,330,000 | 19,072,000 |