Call reports 2008
JACKSON SAVINGS BANK, SSB — 2008
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 29,951,000 | 29,959,000 | 31,615,000 | 31,984,000 |
| Total loans | 23,776,000 | 24,426,000 | 24,398,000 | 25,431,000 |
| Allowance for loan losses | 101,000 | 101,000 | 101,000 | 101,000 |
| Securities available for sale | 458,000 | 301,000 | 31,000 | 13,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,699,000 | 23,712,000 | 25,477,000 | 25,926,000 |
| Interest-bearing deposits | 23,699,000 | 23,712,000 | 25,477,000 | 25,926,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,840,000 | 5,808,000 | 5,694,000 | 5,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 937,000 | 1,393,000 | 1,833,000 |
| Interest expense | 240,000 | 463,000 | 680,000 | 894,000 |
| Net interest income | 229,000 | 474,000 | 713,000 | 939,000 |
| Noninterest income | 2,000 | 5,000 | 10,000 | 12,000 |
| Noninterest expense | 154,000 | 304,000 | 460,000 | 667,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 175,000 | 263,000 | 284,000 |
| Income tax | 26,000 | 51,000 | 77,000 | 102,000 |
| Net income | 51,000 | 124,000 | 186,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,673,000 | 5,746,000 | 5,655,000 | 5,633,000 |
| Total capital | 5,882,000 | 5,900,000 | 5,756,000 | 5,734,000 |
| Risk-weighted assets | 16,087,000 | 16,485,000 | 16,362,000 | 16,981,000 |