Call reports 2007
JACKSON SAVINGS BANK, SSB — 2007
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 28,725,000 | 28,748,000 | 30,129,000 | 30,044,000 |
| Total loans | 22,811,000 | 22,634,000 | 22,790,000 | 22,325,000 |
| Allowance for loan losses | 101,000 | 101,000 | 101,000 | 101,000 |
| Securities available for sale | 1,040,000 | 1,070,000 | 1,049,000 | 610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,073,000 | 21,987,000 | 23,294,000 | 23,708,000 |
| Interest-bearing deposits | 22,073,000 | 21,987,000 | 23,294,000 | 23,708,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,025,000 | 6,102,000 | 6,163,000 | 5,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 913,000 | 1,404,000 | 1,890,000 |
| Interest expense | 217,000 | 441,000 | 680,000 | 928,000 |
| Net interest income | 237,000 | 472,000 | 724,000 | 962,000 |
| Noninterest income | 2,000 | 6,000 | 10,000 | 11,000 |
| Noninterest expense | 161,000 | 312,000 | 461,000 | 665,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 166,000 | 273,000 | 308,000 |
| Income tax | 26,000 | 51,000 | 77,000 | 103,000 |
| Net income | 52,000 | 115,000 | 196,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,469,000 | 5,532,000 | 5,613,000 | 5,622,000 |
| Total capital | 5,969,000 | 6,042,000 | 6,109,000 | 5,919,000 |
| Risk-weighted assets | 15,272,000 | 15,328,000 | 15,791,000 | 15,475,000 |