Call reports 2006
JACKSON SAVINGS BANK, SSB — 2006
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 27,280,000 | 28,190,000 | 28,248,000 | 28,723,000 |
| Total loans | 21,356,000 | 21,757,000 | 21,406,000 | 22,492,000 |
| Allowance for loan losses | 101,000 | 101,000 | 101,000 | 101,000 |
| Securities available for sale | 898,000 | 838,000 | 1,005,000 | 1,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,961,000 | 21,829,000 | 21,636,000 | 21,986,000 |
| Interest-bearing deposits | 20,961,000 | 21,829,000 | 21,636,000 | 21,986,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,771,000 | 5,784,000 | 5,940,000 | 6,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 771,000 | 1,196,000 | 1,658,000 |
| Interest expense | 144,000 | 310,000 | 498,000 | 706,000 |
| Net interest income | 230,000 | 461,000 | 698,000 | 952,000 |
| Noninterest income | 3,000 | 6,000 | 10,000 | 12,000 |
| Noninterest expense | 148,000 | 298,000 | 459,000 | 670,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 169,000 | 249,000 | 294,000 |
| Income tax | 27,000 | 54,000 | 81,000 | 101,000 |
| Net income | 58,000 | 115,000 | 168,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,282,000 | 5,339,000 | 5,392,000 | 5,417,000 |
| Total capital | 5,733,000 | 5,750,000 | 5,884,000 | 5,983,000 |
| Risk-weighted assets | 14,248,000 | 14,642,000 | 14,866,000 | 15,185,000 |