Call reports 2005
JACKSON SAVINGS BANK, SSB — 2005
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 27,509,000 | 27,431,000 | 27,670,000 | 27,326,000 |
| Total loans | 21,931,000 | 21,679,000 | 21,143,000 | 20,969,000 |
| Allowance for loan losses | 101,000 | 101,000 | 101,000 | 101,000 |
| Securities available for sale | 1,043,000 | 1,083,000 | 951,000 | 1,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,197,000 | 20,999,000 | 21,306,000 | 20,861,000 |
| Interest-bearing deposits | 21,197,000 | 20,999,000 | 21,306,000 | 20,861,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,691,000 | 5,757,000 | 5,701,000 | 5,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 697,000 | 1,060,000 | 1,433,000 |
| Interest expense | 98,000 | 210,000 | 343,000 | 483,000 |
| Net interest income | 252,000 | 487,000 | 717,000 | 950,000 |
| Noninterest income | 2,000 | 25,000 | 28,000 | 33,000 |
| Noninterest expense | 163,000 | 337,000 | 498,000 | 688,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 175,000 | 247,000 | 295,000 |
| Income tax | 39,000 | 78,000 | 117,000 | 109,000 |
| Net income | 52,000 | 97,000 | 130,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,089,000 | 5,134,000 | 5,167,000 | 5,224,000 |
| Total capital | 5,618,000 | 5,678,000 | 5,649,000 | 5,769,000 |
| Risk-weighted assets | 14,320,000 | 14,089,000 | 14,112,000 | 14,005,000 |