Call reports 2004
JACKSON SAVINGS BANK, SSB — 2004
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 29,648,000 | 29,549,000 | 28,745,000 | 28,092,000 |
| Total loans | 22,077,000 | 21,843,000 | 21,244,000 | 21,993,000 |
| Allowance for loan losses | 101,000 | 101,000 | 101,000 | 101,000 |
| Securities available for sale | 957,000 | 1,030,000 | 1,067,000 | 1,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,601,000 | 23,319,000 | 22,383,000 | 21,664,000 |
| Interest-bearing deposits | 23,601,000 | 23,319,000 | 22,383,000 | 21,664,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 5,397,000 | 5,511,000 | 5,602,000 | 5,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 720,000 | 1,066,000 | 1,405,000 |
| Interest expense | 94,000 | 181,000 | 263,000 | 348,000 |
| Net interest income | 270,000 | 539,000 | 803,000 | 1,057,000 |
| Noninterest income | 30,000 | 35,000 | 38,000 | 45,000 |
| Noninterest expense | 191,000 | 351,000 | 503,000 | 685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 223,000 | 338,000 | 417,000 |
| Income tax | 45,000 | 90,000 | 135,000 | 155,000 |
| Net income | 64,000 | 133,000 | 203,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,839,000 | 4,908,000 | 4,978,000 | 5,037,000 |
| Total capital | 5,338,000 | 5,438,000 | 5,522,000 | 5,643,000 |
| Risk-weighted assets | 14,929,000 | 14,710,000 | 14,385,000 | 14,520,000 |