Call reports 2003
JACKSON SAVINGS BANK, SSB — 2003
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 30,752,000 | 30,488,000 | 29,865,000 | 29,715,000 |
| Total loans | 24,111,000 | 23,072,000 | 22,122,000 | 21,779,000 |
| Allowance for loan losses | 101,000 | 101,000 | 101,000 | 101,000 |
| Securities available for sale | 843,000 | 811,000 | 840,000 | 940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,223,000 | 24,837,000 | 24,072,000 | 23,740,000 |
| Interest-bearing deposits | 25,223,000 | 24,837,000 | 24,072,000 | 23,740,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,897,000 | 4,966,000 | 5,057,000 | 5,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 864,000 | 1,256,000 | 1,651,000 |
| Interest expense | 142,000 | 269,000 | 384,000 | 487,000 |
| Net interest income | 301,000 | 595,000 | 872,000 | 1,164,000 |
| Noninterest income | 3,000 | 7,000 | 12,000 | 183,000 |
| Noninterest expense | 183,000 | 343,000 | 505,000 | 708,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 121,000 | 259,000 | 379,000 | 639,000 |
| Income tax | 45,000 | 90,000 | 135,000 | 188,000 |
| Net income | 76,000 | 169,000 | 244,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,400,000 | 4,493,000 | 4,568,000 | 4,775,000 |
| Total capital | 4,856,000 | 4,932,000 | 5,019,000 | 5,269,000 |
| Risk-weighted assets | 16,073,000 | 15,532,000 | 15,231,000 | 15,128,000 |