Call reports 2002
JACKSON SAVINGS BANK, SSB — 2002
What JACKSON SAVINGS BANK, SSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,333,000 | 31,628,000 | 32,208,000 | 32,143,000 |
| Total loans | 24,935,000 | 24,721,000 | 24,878,000 | 24,612,000 |
| Allowance for loan losses | 101,000 | 101,000 | 101,000 | 101,000 |
| Securities available for sale | 995,000 | 960,000 | 880,000 | 933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,014,000 | 26,205,000 | 26,705,000 | 26,415,000 |
| Interest-bearing deposits | 27,014,000 | 26,205,000 | 26,705,000 | 26,415,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,564,000 | 4,641,000 | 4,697,000 | 4,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 999,000 | 1,479,000 | 1,944,000 |
| Interest expense | 224,000 | 411,000 | 591,000 | 762,000 |
| Net interest income | 276,000 | 588,000 | 888,000 | 1,182,000 |
| Noninterest income | 2,000 | 6,000 | 10,000 | 203,000 |
| Noninterest expense | 164,000 | 342,000 | 500,000 | 781,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 252,000 | 398,000 | 604,000 |
| Income tax | 34,000 | 70,000 | 106,000 | 159,000 |
| Net income | 80,000 | 182,000 | 292,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,959,000 | 4,061,000 | 4,171,000 | 4,324,000 |
| Total capital | 4,490,000 | 4,574,000 | 4,647,000 | 4,822,000 |
| Risk-weighted assets | 16,701,000 | 16,527,000 | 16,831,000 | 16,718,000 |