Call reports 2012
SUPERIOR BANK — 2012
What SUPERIOR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 34,671,000 | 32,660,000 |
| Total loans | 17,862,000 | 17,331,000 |
| Allowance for loan losses | 333,000 | 333,000 |
| Securities available for sale | 5,425,000 | 11,949,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 28,462,000 | 28,487,000 |
| Interest-bearing deposits | 23,053,000 | 22,949,000 |
| Noninterest-bearing deposits | 5,409,000 | 5,538,000 |
| Equity capital | 4,169,000 | 4,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 318,000 | 612,000 |
| Interest expense | 73,000 | 164,000 |
| Net interest income | 245,000 | 448,000 |
| Noninterest income | 21,000 | 39,000 |
| Noninterest expense | 287,000 | 538,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 8,000 | 4,000 |
| Income tax | 0 | 0 |
| Net income | 8,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 4,135,000 | 4,133,000 |
| Total capital | 4,339,000 | 4,328,000 |
| Risk-weighted assets | 15,504,000 | 14,719,000 |