Call reports 2011
SUPERIOR BANK — 2011
What SUPERIOR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 33,451,000 | 33,883,000 | 33,267,000 | 33,870,000 |
| Total loans | 19,055,000 | 18,873,000 | 18,651,000 | 18,018,000 |
| Allowance for loan losses | 349,000 | 350,000 | 354,000 | 293,000 |
| Securities available for sale | 9,629,000 | 5,850,000 | 8,286,000 | 12,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,225,000 | 27,632,000 | 26,920,000 | 27,629,000 |
| Interest-bearing deposits | 22,582,000 | 22,588,000 | 21,501,000 | 22,437,000 |
| Noninterest-bearing deposits | 4,643,000 | 5,044,000 | 5,419,000 | 5,192,000 |
| Equity capital | 4,193,000 | 4,214,000 | 4,308,000 | 4,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 679,000 | 1,023,000 | 1,346,000 |
| Interest expense | 80,000 | 134,000 | 207,000 | 276,000 |
| Net interest income | 269,000 | 545,000 | 816,000 | 1,070,000 |
| Noninterest income | 19,000 | 37,000 | 57,000 | 75,000 |
| Noninterest expense | 224,000 | 500,000 | 756,000 | 1,110,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 82,000 | 117,000 | 35,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 64,000 | 82,000 | 117,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,154,000 | 4,175,000 | 4,210,000 | 4,127,000 |
| Total capital | 4,366,000 | 4,387,000 | 4,419,000 | 4,300,000 |
| Risk-weighted assets | 16,066,000 | 16,024,000 | 15,851,000 | 15,556,000 |