Call reports 2010
SUPERIOR BANK — 2010
What SUPERIOR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 32,782,000 | 32,986,000 | 32,714,000 | 32,779,000 |
| Total loans | 21,264,000 | 20,766,000 | 20,070,000 | 19,623,000 |
| Allowance for loan losses | 305,000 | 309,000 | 346,000 | 348,000 |
| Securities available for sale | 6,686,000 | 8,116,000 | 9,043,000 | 9,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,712,000 | 26,911,000 | 26,543,000 | 26,601,000 |
| Interest-bearing deposits | 22,238,000 | 22,240,000 | 22,072,000 | 22,014,000 |
| Noninterest-bearing deposits | 4,473,000 | 4,671,000 | 4,471,000 | 4,587,000 |
| Equity capital | 4,022,000 | 4,019,000 | 4,124,000 | 4,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 773,000 | 1,153,000 | 1,506,000 |
| Interest expense | 100,000 | 178,000 | 267,000 | 341,000 |
| Net interest income | 292,000 | 595,000 | 886,000 | 1,165,000 |
| Noninterest income | 32,000 | 64,000 | 72,000 | 466,000 |
| Noninterest expense | 280,000 | 537,000 | 770,000 | 1,184,000 |
| Provision for loan losses | 52,000 | 55,000 | 75,000 | 75,000 |
| Pretax income | -8,000 | -21,000 | -5,000 | 252,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,000 | -21,000 | -5,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,033,000 | 4,018,000 | 4,036,000 | 4,092,000 |
| Total capital | 4,033,000 | 4,235,000 | 4,254,000 | 4,304,000 |
| Risk-weighted assets | 17,308,000 | 16,477,000 | 16,535,000 | 16,053,000 |