Call reports 2009
SUPERIOR BANK — 2009
What SUPERIOR BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 38,891,000 | 35,574,000 | 33,212,000 | 33,240,000 |
| Total loans | 21,929,000 | 21,215,000 | 21,738,000 | 21,708,000 |
| Allowance for loan losses | 193,000 | 116,000 | 464,000 | 444,000 |
| Securities available for sale | 8,276,000 | 7,319,000 | 7,754,000 | 9,105,000 |
| Securities held to maturity | 3,069,000 | 3,086,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,068,000 | 26,988,000 | 27,070,000 | 27,134,000 |
| Interest-bearing deposits | 24,171,000 | 22,180,000 | 22,528,000 | 22,217,000 |
| Noninterest-bearing deposits | 4,897,000 | 4,808,000 | 4,542,000 | 4,917,000 |
| Equity capital | 3,837,000 | 4,092,000 | 4,069,000 | 4,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,120,000 | 1,595,000 | 1,999,000 |
| Interest expense | 169,000 | 323,000 | 462,000 | 551,000 |
| Net interest income | 415,000 | 797,000 | 1,133,000 | 1,448,000 |
| Noninterest income | 14,000 | 30,000 | 49,000 | 60,000 |
| Noninterest expense | 303,000 | 573,000 | 964,000 | 1,252,000 |
| Provision for loan losses | 43,000 | 63,000 | 409,000 | 453,000 |
| Pretax income | -11,000 | 97,000 | 48,000 | 61,000 |
| Income tax | 0 | 0 | 38,000 | 38,000 |
| Net income | -11,000 | 97,000 | 10,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,008,000 | 4,116,000 | 4,027,000 | 4,041,000 |
| Total capital | 4,201,000 | 4,232,000 | 4,269,000 | 4,275,000 |
| Risk-weighted assets | 23,241,000 | 22,532,000 | 18,357,000 | 17,718,000 |