Call reports 2007
SUPERIOR BANK — 2007
What SUPERIOR BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 33,636,000 | 34,450,000 | 36,428,000 | 35,718,000 |
| Total loans | 19,431,000 | 19,667,000 | 19,816,000 | 19,805,000 |
| Allowance for loan losses | 163,000 | 167,000 | 163,000 | 132,000 |
| Securities available for sale | 11,816,000 | 11,718,000 | 13,475,000 | 13,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,533,000 | 29,433,000 | 29,241,000 | 27,970,000 |
| Interest-bearing deposits | 24,035,000 | 24,791,000 | 24,567,000 | 23,105,000 |
| Noninterest-bearing deposits | 4,498,000 | 4,642,000 | 4,673,000 | 4,865,000 |
| Equity capital | 3,994,000 | 3,946,000 | 4,112,000 | 4,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,114,000 | 1,672,000 | 2,244,000 |
| Interest expense | 163,000 | 343,000 | 596,000 | 789,000 |
| Net interest income | 341,000 | 771,000 | 1,076,000 | 1,455,000 |
| Noninterest income | 16,000 | 34,000 | 50,000 | 70,000 |
| Noninterest expense | 238,000 | 506,000 | 748,000 | 1,014,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 289,000 | 373,000 | 506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 289,000 | 373,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,017,000 | 4,057,000 | 4,066,000 | 4,099,000 |
| Total capital | 4,180,000 | 4,224,000 | 4,229,000 | 4,231,000 |
| Risk-weighted assets | 17,620,000 | 17,957,000 | 18,989,000 | 18,755,000 |