Call reports 2006
SUPERIOR BANK — 2006
What SUPERIOR BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,651,000 | 32,679,000 | 32,665,000 | 32,717,000 |
| Total loans | 16,220,000 | 16,763,000 | 17,080,000 | 18,363,000 |
| Allowance for loan losses | 171,000 | 170,000 | 166,000 | 163,000 |
| Securities available for sale | 12,328,000 | 13,806,000 | 12,167,000 | 12,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,150,000 | 25,463,000 | 26,084,000 | 28,544,000 |
| Interest-bearing deposits | 20,845,000 | 20,770,000 | 21,769,000 | 24,121,000 |
| Noninterest-bearing deposits | 4,305,000 | 4,694,000 | 4,315,000 | 4,423,000 |
| Equity capital | 3,763,000 | 3,697,000 | 3,929,000 | 3,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 879,000 | 1,336,000 | 1,835,000 |
| Interest expense | 126,000 | 270,000 | 430,000 | 603,000 |
| Net interest income | 307,000 | 609,000 | 906,000 | 1,232,000 |
| Noninterest income | 20,000 | 41,000 | 76,000 | 95,000 |
| Noninterest expense | 222,000 | 443,000 | 643,000 | 870,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 112,000 | 190,000 | 308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 112,000 | 190,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,968,000 | 3,972,000 | 3,995,000 | 4,012,000 |
| Total capital | 4,139,000 | 4,142,000 | 4,161,000 | 4,175,000 |
| Risk-weighted assets | 15,336,000 | 16,257,000 | 16,122,000 | 16,845,000 |